• > Credit Insurance

    • What is Credit Insurance ?

    Your company sells, but does it always get paid ? Why take risks if you can insure all your trade receivables ?

    Credit Insurance assures your company protection against risk from buyer default. Settlement of invoices is a daily concern for every company. Even with the best organization, sophisticated tracking systems, and most up-to-date information, you can never be sure of what the outcome could be. For most companies, trade receivables account represents up to 30-40% or even more of the total balance sheet. A significant default can heavily impact annual results, distort your balance sheet and sometimes threaten the survival of the company itself - one of the most frequent causes of bankruptcy.

    That’s where we add value. We secure by :

    - Insuring your company against the risk of non-payment, late payment and customer default by your client

    - Helping you to avoid non-payment

    - Analyzing the creditworthiness of your clients and recommending credit terms and limits, based on their financial position

    - Assisting you to collect the money, if you are not paid in time

    - Paying up to 80% of the outstanding, if you have not been paid in full after a certain period.

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